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Know What's in the HOA Documents Before You Buy

Special assessments, rental restrictions, underfunded reserves. GoverningDocs finds them in minutes. So you don't find them after closing.

See How It Compares

1,900+ HOA documents analyzed · Every claim linked to source · No sign-up required

The Problem

The HOA Document Problem

You're buying a condo. The seller hands you 200-400 pages of HOA documents. You have days to review them. Here's what you're up against.

200-400

pages per document package

7-14

days contingency deadline

4-8

hours to review manually

$500-$2K

attorney review cost

One missed red flag can cost you $10,000 to $100,000+ after closing.

Simple Process

How GoverningDocs Works

1

Upload Your Docs

Drag and drop CC&Rs, Budgets, Meeting Minutes, Reserve Studies, and more.

2

AI Analyzes Everything

Our AI automatically classifies documents, extracts key data, and generates comprehensive reports.

3

Get Actionable Insights

Review 25+ reports, check reserve fund health, spot rental restrictions, and ask follow-up questions — all with page-specific source citations.

Features

What You Get

25+ AI Reports

CC&R analysis, bylaws, meeting minutes, budget, insurance, and more.

Financial Analysis

Reserve fund health scores, budget projections, special assessment detection.

AI Q&A Chat

Ask questions in plain English. Get instant answers with document citations.

Source Citations

Every insight linked to the exact document and page number.

Timeline View

See all events, meetings, and assessments on a visual timeline.

Share & Collaborate

Invite clients or team members. Share reports with one click.

Free Tools

3 Free Tools — No Sign-Up Required

CC&R Analysis

Catch rental restrictions, special assessments, and architectural rules in your CC&Rs

Analyze CC&R

Reserve Study Analysis

Check funding gaps, deferred maintenance, and special assessment risk

Analyze Reserve Study

Meeting Minutes Analysis

Spot red flags, litigation trends, and financial warning signs across meetings

Analyze Minutes

Comprehensive Coverage

We Analyze All Your HOA Documents

🇺🇸

USA Documents

  • CC&Rs (Covenants, Conditions & Restrictions)
  • Bylaws & Amendments
  • Annual Meeting Minutes
  • Board Meeting Minutes
  • Budgets
  • Reserve Studies
  • Insurance Declarations
  • Financial Statements
🇨🇦

Canada Documents

  • Form B (Certificate of Information)
  • Depreciation Reports
  • Strata Bylaws
  • Engineering Reports
  • Meeting Minutes (AGM, SGM, Council)
  • Budgets
  • Insurance Declarations
  • Warranty Reports

Built For You

Built for Every Role in the Transaction

Homebuyers

Understand Your HOA Before You Buy

  • Plain-English explanations — no legal jargon
  • Spot hidden fees, special assessments, and restrictions
  • Verify every finding with page-specific source citations

Investors

Evaluate Properties Like a Pro

  • Detect rental caps and restriction policies automatically
  • Check reserve fund adequacy and assessment risk
  • Analyze meeting minutes for financial red flags

Real Estate Agents

Give Your Clients the Full Picture

  • Catch risks before your client does
  • Share source-cited reports they can trust
  • Stand out as the agent who does thorough due diligence

Teams & Brokerages

Scale Your Due Diligence

  • Standardized reports for multiple concurrent closings
  • Equip your agents with professional analysis tools
  • Consistent quality across your entire team's deals
Free Analysis Tool

Get Your Free CC&R Analysis

Upload your CC&R document and get a comprehensive AI-powered analysis in minutes. Discover red flags, restrictions, and key insights before you buy.

  • Identifies rental restrictions & caps
  • Flags pending litigation & special assessments
  • Highlights architectural restrictions
  • Summarizes key buyer concerns
Report ready in 3-5 minutes100% free - no credit card required

Drop your CC&R PDF here

or click to browse (max 25MB)

We'll send your report here when it's ready

By uploading, you agree to our Terms and Privacy Policy

Know What You're Buying Into

Upload your CC&Rs, reserve study, or meeting minutes. Get a plain-English analysis with source citations in minutes. Free, no sign-up required.

3 free analysis tools
Results in 3-15 minutes
AI-powered insights in minutes
No sign-up required

FAQ

Frequently Asked Questions