HOA & Condo Laws by State

Homeowners' associations and condominiums are governed at the state level, so the same situation can have a very different answer in Florida than in Washington or Virginia. The disclosure documents a seller must hand over, the deadline to review them, caps on fee increases, and the rules for collecting assessments are all set by state statute, not by any federal rule.

That makes one of the first due-diligence questions for any buyer or agent simple to state and easy to get wrong: which state's rules actually apply here, and what do they require? This guide collects our state-specific coverage in one place, plus the cross-state process for getting the documents you need before you make an offer.

Start with the guide to obtaining HOA documents before you offer, then jump to the state that matters for your deal. New state and law breakdowns are added here as legislation changes.