After analyzing 1,900+ HOA documents, these 5 red flags predict special assessments. Underfunded reserves, deferred maintenance, litigation. What to check before buying.
Florida condo values down 19% since 2023. 56% missed SIRS deadline. Smart buyers find opportunity in the chaos. How to tell risk from reward (based on 1,900+ HOA docs).
First-time condo buyers face $5K-$50K+ surprise assessments. 5 things to check in HOA documents before closing (based on 1,900+ HOA documents analyzed).
New SIRS disclosure rules, 7-day review periods, financing risks. How Florida agents protect clients in 2026 (based on 1,900+ HOA docs).
SIRS reports cover 8 structural components Florida condos must fund by 2026. Check percent funded, RUL=0 items, and assessment risk (based on 1,900+ HOA docs).
26% of Florida condos underfunded below 50%. SIRS assessments reaching $100K-$400K per unit. 6 options from payment plans to county assistance (based on 38 SIRS reports).
300+ pages, 3 calendar days, zero guidance. Why most buyers waive HOA review—and what it costs them. Based on 1,900+ HOA documents analyzed.
A Virginia court ruled HOAs must specify assessment amounts and purpose to collect. The new 'textual anchor' standard and what it means for HOA homeowners.
Deferred maintenance, litigation threats, and surprise assessments show up in board minutes before financials. 7 warning signs to check (based on 1,900+ HOA docs).
Florida court blocks developer from forcing condo sale by lowering the termination threshold. How to check your declaration for termination risks before buying.
56% of Florida condos missed the SIRS deadline. Special assessments reaching $400K per unit. Here's exactly what to check before buying a Florida condo in 2026.
Most buyers get 300+ pages and 3 days to review HOA docs. Here's exactly what to check in CC&Rs, reserve studies, minutes, and budgets (based on 1,900+ HOA docs).
Special assessments range from $5K to $400K per unit. 70% of HOAs have inadequate reserves. Warning signs, who pays (buyer vs seller), and how to check before closing.
Super-liens can override your mortgage. Arbitration clauses strip your right to sue. Transfer fees hit at closing. 5 HOA legal risks most buyers discover too late.
Rental caps, lease minimums, and Airbnb bans hide in CC&Rs and bylaws. Where to find them, what they mean for your investment, and a free tool to extract them in minutes.
70% of HOAs are underfunded. 3 numbers in the reserve study predict your special assessment risk. Here's how to find them fast (based on 1,900+ HOA docs).